Designed for fully furnished lets and covers you on a new for old basis.

We all know accidents can happen, for instance a broken enamel sink or red wine on the carpet. Why not extend your cover to ensure that when the worst happens you are covered? We also offer Nil Excess Options.

Cover for all your contents on a new for old basis for loss or damage caused by fire, aircraft, malicious persons (excluding malicious damage by tenants), lightning explosion, impact, theft by forcible means, subsidence, heave, riot/ civil commotion, storm, flood, escape of water or oil leakage, replacement of locks following theft of keys- plus loss of rent and your re-letting costs (following damage) up to 30% of the sum insured.

• Minimum cover £10,000

Also includes Protection that may be required in today’s litigious society.

• Employer’s liability £10,000,000
• Property owner’s liability £5,000,000

Excess Free Options
For a small additional premium, remove all excesses from your policy. For the first time ever, this includes subsidence (normally £1000)
All premiums are subject to 5% Insurance Premium Tax

• From £7.50 per £1,000